Our Mission

Give Every Person a Clear, Honest, and Complete Picture of Their Financial Life — No Matter How Many Countries, Currencies, or Accounts It Spans.

Most financial tools assume your money lives in one place, in one currency, under one set of rules. For millions of people, that assumption is wrong. Your salary lands in one country, your family obligations pull from another, your investments sit in a third. Most tools still leave you stitching the picture together yourself. ArthIQ is built to make the whole thing readable.

We're building the one that does.

Our Vision

A World Where Managing Money Across Borders Is as Clear as Managing It Within One.

We believe personal finance should be legible — not buried in spreadsheets, scattered across apps, or lost in translation between tax regimes. The ArthIQ Daily is a single place where your entire financial life comes into focus: contextualized, prioritized, and honest about the trade-offs.

The Problem We See

Financial Tools Were Built for One Country. Financial Lives Weren't.

Open banking is expanding. AI is getting genuinely useful. Cross-border financial lives are becoming the norm, not the exception. Yet the tools available today still force people to manage their money in fragments — one app per country, one spreadsheet to reconcile them all, and no intelligence connecting the pieces.

The gap between how people actually live and how financial tools work has never been wider. That's the gap we're building into.

What We Believe

Principles That Shape Every Feature We Build.

Honesty Over Comfort

If the numbers are drifting away from the story you're telling yourself, ArthIQ will make that visible.

Borders Are a UX Problem, Not Yours

Multi-currency and multi-country support is built around the corridors currently available to U.S. persons and residents.

Privacy Is Architecture, Not Policy

Security is built into how the system works, not layered on top. Your financial data is yours. Period.

Intelligence, Not Automation

We cannot move your money, place trades, or initiate transfers. We surface observations and review points in an educational frame.

Founder Note

Prasad Bhandarkar

Founder & CEO

Prasad spent over fifteen years building data and analytics systems at the intersection of technology and business. He has held senior roles in leading tech companies like Meta and Adobe. He holds an MBA in Finance and Information Technology from the Indian Institute of Management Lucknow, and a Bachelor of Engineering from VJTI Mumbai.

The ArthIQ Daily started as a personal frustration. With accounts scattered across multiple institutions and countries, and a background that should have made financial planning straightforward, Prasad found himself in the same position as everyone else — staring at disconnected dashboards, guessing at retirement numbers, and managing finances in half-baked and incomplete personal finance software disconnected from one another. He built The ArthIQ Daily first for himself — then realized the problem was universal.

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